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Why Does Health Insurance Cost So Much?

Oct 10, 2019

According to a recent Bloomberg Business article, the average cost of health insurance in 2019 per family has now increased to $6,000 per year, and some families are paying as much as $20,000 per year. Health insurance costs are only expected to rise, which is causing many families to turn to urgent care as a solution. You don’t have to stick with an insurance model that has failed you— work with Urgent9 to get the high-quality care you need for a reasonable price.


Insurance cost outpacing wages

The Cost Of Health Insurance Keeps On Rising

Families in the United States have been forced to get used to the idea of paying incredibly high insurance premiums under the Affordable Care Act (ACA). However, the ACA was built atop an already-broken system, and the solution is still out of sight.


For people all across the country, however, rising health insurance costs are making it necessary to choose between healthcare and food, housing, and other necessities. While wages have recently started rising in the United States, many are still left behind in the midst of our economic boom, and we need to develop new healthcare alternatives that free families from the grip of oppressive insurance-based care models.


Why Is Health Insurance So Expensive?

The modern healthcare industry is essentially a scheme concocted by the major hospitals, insurance companies, medical equipment manufacturers, and pharmaceutical companies. Since healthcare is a clear necessity in life, it’s an enormous profit-making sector. While there are plenty of ethical doctors, nurses, and other medical professionals working in hospitals and conventional family clinics, they are forced to toil under a business model that treats human beings like cogs in a pervasive medical money machine.


In this environment, it’s necessary to provide people with healthcare that truly puts them first. The insurance model is designed to skyrocket prices, force people to become dependent on insurance, and in a very calculated way, extract as much money as possible from them for their healthcare services. Urgent care clinics, on the other hand, work on an upfront cash model, which means there are no middlemen—only results.


Simple Medical Services Cost Fortunes

Imaging technology has gotten cheaper and more efficient as our engineering sophistication has increased, but people are paying more for basic medical imaging scans now than they were 10 years ago. The ACA pays for routine visits and immunizations, but for anything else, you’re left in the lurch unless your employer covers your insurance. Even if your job comes with medical benefits, though, you still might have to pay thousands of dollars out of pocket every year just to keep them.


The situation doesn’t need to be as stressful as it is. People just aren’t aware that there are alternatives to the mess that modern medical care has become. We should all be able to reap the benefits of modern medical technologies, and the urgent care revolution is leading the way forward.


Urgent Care Is An Affordable Alternative

Currently, most people are proposing that we replace our existing health insurance model with insurance that is provided by the government. This would put the federal government in control of a huge sector of the economy, and there’s no reason to assume that healthcare would get any better with added bureaucracy and corruption.


Instead, people in search of capable, rapid care should rely on urgent care clinics in their neighborhoods. Here at Urgent 9, we provide the same level of care that you would get at your normal family physician’s office. We aren’t, however, in the pockets of the insurance industry, and we’re able to keep our services affordable by providing medical care the way it was meant to be provided.


We truly care about the health and well-being of the people in our community, and in everything we do, we strive to provide relief from a mainstream medical system that has let our friends, family, and neighbors down. If you need help, give us a call or stop by today.